Budget Calculator

If you’ve decided to create a budget for your family, congratulations!  You’re well on your way to living within your means, and even saving- something that the vast majority of Americans don’t do.

A good first step to creating your own budget is to find a good budget calculator.  These are available free or for download online.  A budget calculator will help you figure out how much you are spending and will help you break down your bills into categories like fixed expenditures (water, cable, rent) and variable expenses (groceries, fuel).  A budget calculator can help you figure out how much you can spend in each category.