When planning a budget it may help to have a budget planner. There are many different ones to choose from and many different ways to plan a budget. I know it was hard to know which budget planner to choose from. There were so many online budget planners, in the stores budget planners and spreadsheets you could use. I found out there were free online budget planners and you could try them out. When look for a budget planner I have a few tips which will help you find the right budget planner for you.

Free Budget Planners

Look online for free budget planners. This way you can try out the budget planner and see if you like their programs. When trying out their program, look to see how long the free trial period is for. If you don't like their budget program cancel the services and remove all of your private information. When looking for a budget planner, look for all of their features and if they have a security program. Most of these budget planner connect to your bank and to other private information, so you want to keep this information safe. My budget planner is Mint and they have all the features I like with a great security system. When you find the budget planner you like it time to purchase it or use it.

Online Budget Planner

Their are many online budget planners to choose from, but I have found some which maybe helpful to you. I know there are some free online planners and ones which may cost you money. You need to decide if you want to pay for your budget planner or if you feel a free one will get the job done.

Online Budget Planners

• Mint.com
• Quicken Money
• Microsoft Money
• Quizzle
• Adaptu

These are just a few online budget planners to choose from and maybe helpful to you. Try out as many planners as you need because you want to know if this program is right for you. You may want specific apps, features and payment price. In all these programs make sure they have want you are looking for. It may be easier if you make a list of what you want in a budget planner. Always do your research when looking for a budget planner.

 Budget Planner Books

There are many books to choose from when look for a great budget planner and they all offer good advise to those of us just starting a budget. I have read a few budget books and have found these book to be most helpful when planning a budget. You can find most of these titles at your local library and read through them to help you work on your budget.

• Rich Dad Poor Dad by Robert Kiyosaki
• The Total Money Makeover  by Dave Ramsey
• The Money Book for the Young, Fabulous and Broke by Suze Orman

I hope these book will help you find the right budget planner for you. You may find some really helpful tips to use on your budget. Many of these book will come with a budget planner if you order them online.

Keeping with your Budget Planner

Now, that you have look into many different budget planners you can settle on the one which will work best for you. If an online program works best,  try to keep it updated  and work with the program. If you found a computer program which is helpful, remember to keep with in your budget and try not to over spend. If you found a book with a budget planner that is helpful, try to keep up your program and not fall away from it. No matter how your budget planner works, you need to stay with it. A budget planner is a great first step but in the long run you need to stay with your budget planner.

I hope these tips have been helpful and give you the chance to start budgeting with less confusion. I know the hardest step to any major changes is to find the right answers. I hope this will be your first step into a stress free financial life.